Banking & Capital Markets

We know the system. We build what’s next.

Why Banks Build with Fixtra

Fixtra was born inside banking transformation. We understand not only how financial institutions work—but how they must evolve.

From core banking and payments, to regulatory compliance, customer onboarding, and real-time reporting—we help banks and capital market institutions modernize their SAP landscapes with cloud-native, AI-powered solutions that don’t break the core.

“We’ve delivered in the most regulated environments—where uptime, audit trails, and architecture matter.”

We Know What Matters in Banking

• Core systems must be scalable, stable, and clean-core compliant

• Regulatory pressure (AML, MiFID, DORA, ESG) is constant and rising

• Legacy platforms block product innovation and real-time access

• Modern banking demands API-first architecture and AI intelligence

• Every change must be secure, traceable, and explainable

What We Build for Banks

Core Banking Extensions

SAP-native architecture for scalable, compliant innovation.

We build modular solutions on SAP BTP and extend TRBK, FPSL, and S/4HANA—supporting pricing, product configuration, repayments, bundling, and digital core stability for regulated banks.

Real-Time Reporting & Compliance

Keep pace with regulation—without breaking your systems.

We enable automated, audit-ready regulatory flows (EBA, MiFID, ESG) with embedded logic across SAP Analytics Cloud, BTP, and your transactional core.

AML & AFC Automation

Next-gen fraud and risk detection, built on BTP.

With Fixtra AFC Aware Core, we support KYT, PEP screening, UBO mapping, and predictive AML detection—aligned with AMLA and FATF, integrated into TRBK and FPSL.

Customer Onboarding Journeys

Frictionless onboarding across banking and BaaS models.

We build orchestration layers on SAP BTP to drive intelligent, API-first onboarding—embedding scoring, compliance checks, and risk assessments into any flow.

Digital Lending Platforms

Loan servicing reimagined for speed, scale, and compliance.

We build end-to-end lending journeys using SAP BTP—covering origination, product simulation, credit scoring, and real-time eligibility with embedded AI and core banking alignment.

Business Partner Intelligence

Make better decisions from the very first interaction.

With Fixtra Business Partner Analyzer, banks can enrich KYC profiles, assess ESG risks, trace UBO structures, and score partner reliability—directly within SAP MDG or side-by-side via BTP.

Clean Core Enablement

Modernize without technical debt—stay upgrade-ready.

We refactor custom code, decouple business logic, and migrate critical extensions to SAP BTP—ensuring your systems stay lean, compliant, and future-proof for the next wave of SAP upgrades

Middle-Office Integration Platform

Modern banking needs a flexible core—without replacing the core.

We design middleware solutions that decouple innovation from legacy constraints. Our vendor-agnostic integration layer enables banks to modernize onboarding, lending, and customer flows using SAP BTP or neutral cloud platforms—while keeping the transactional core untouched.

Technology Stack We Master

• SAP S/4HANA

• SAP Fioneer TRBK, FPSL, CML

• SAP BTP, CAP, RAP, Event Mesh

• SAP MDG, SAP Analytics Cloud

• REST APIs, SAP Integration Suite

• Private AI / LLM integrations (Snowflake, Databricks)

Built with SAP. Extended by Fixtra.

We Work with the World’s Financial Builders

Fixtra partners with banks, investment firms, and financial product providers across Europe, North America, LATAM and APAC.

We help:

🏛️ Traditional banks modernize without breaking compliance
💳 Challenger banks innovate on top of certified cores
📊 Capital market firms connect to modern APIs and cloud services
🏦 SAP Fioneer customers go beyond standard with BTP-powered extensions

Built for Compliance. Designed for Speed.

• GDPR, AMLA, MiFID II, DORA aligned

• Clean core enablement = faster upgrades, lower risk

• SLA-backed delivery and support

• Enterprise-grade auditability and security standards

Let’s Reinvent Banking—Together

Whether you’re scaling digitally or modernizing legacy infrastructure, we’ll help you build the foundation for smarter, faster, more resilient banking.

Let's stay in Touch

[Talk to a Banking Technology Lead]

Fixtra knows finance. And we deliver with purpose.